At a glance
Feel safe with our MasterCard Titanium Debit Card enhanced with Card Fraud Protection. Expect a whole new shopping experience that is truly rewarding.
- Free of charge
- Recharge your mobile phone through SBM TopUp
- Priceless Africa: A unique collection of experiences especially for you
- Worldwide acceptance in more than 210 countries
- Our chip-enabled cards provide you with the highest level of card payment security
- Priivate Banking customer
- A monthly income as from Rs 50,000 per month
Is the Titanium Debit Card free of charge?
Yes, except for replacement cards.
How secure is a Titanium Debit Card?
SBM Debit Cards are chip-enabled which makes the card totally secure. Even if you lose your card all you need to do is call us immediately on our cards hotline (230) 202 1256, available on a 24/7 basis, or on (230) 207 0111 between 08hr00 to 18hr00 on weekdays and we will cancel your card.
Does a customer need to hold an account with SBM to have a Debit Card?
Yes. A savings or a current account is required.
Can it be used other than at SBM ATMs?
Yes, at any ATM or POS machine worldwide displaying the MasterCard or Cirrus logo. However, if used at non-SBM ATMs an interbank fee is payable.
Will the merchant charge me an additional fee for paying with my card?
No, the cost of an item is the same whether you pay by card or cash.
Can it be used if no balance is available in the account?
No, unless there is an overdraft limit on a current account.
Is there any limit on the ATM withdrawals allowed with an SBM Titanium Debit Card?
At any point in time, the maximum amount you can withdraw is Rs 40,000 per day. Moreover, for security reasons, more than 4 ATM transactions on the same day is not allowed.
Can a higher daily withdrawal limit be set on the card?
Yes. A higher individual limit can be considered upon request e.g. when travelling abroad. A written request must be made via any SBM branch.
Can a Titanium Debit Card be used on the internet for online purchases?
No. Customers need to apply for a credit card or prepaid card to effect purchases on the internet.
Will statements be generated showing all Titanium Debit Card transactions?
Yes, the bank will mail customers their statements on a monthly/quarterly basis.
Customers having internet banking facilities can also view their transactions online.
Can supplementary cards be issued on the same account?
No. However individual cards can be issued to each party of a joint account.
Does the card have an expiry date?
Yes, a Debit Card is valid for 5 years and is automatically renewed upon expiry.