Enjoy Asia as never before
Designed for premium business travellers in Asia looking for exclusive services
- Chip-enabled
- Credit limit starting from CNY 60,000
- Worldwide acceptance
- Up to 45 days of interest-free credit on purchases
- Repayment option from 5% to 100%
- Multiple repayment modes : Automatic monthly repayment, branch counter and internet banking
- Online shopping
- Travel insurance and medical referals
Global Concierge Services : Mauritius Call on +27 11 54 11272
Our concierge service can assist you in your everyday tasks and special requirements including travel, entertainment, shopping and other personal needs.
- Travel
- Consultation about vaccination requirements prior to travel
- Assistance with hotel recommendations and reservations
- Assistance with flight information and ticketing assistance
- Assistance with the rental, recommendation and reservation of luxury cars
- Overseas translation assistance
- Train or Rail Information and Ticketing Assistance
- Entertainment
- Recommendations and reservation of golf courses
- Recommendations and reservation of dining locations
- Reservation of activities and shows
- Reservation of sport events
- Information and recommendation of SPAs, fitness centers and sports centers
- Shopping
- Flowers and gift delivery service
Global Assistant Service
Global support and a full range of exclusive privileges including travel assistance and medical assistance tailored to meet your overseas travel requirements.
- Global Travel Assistance
- Delayed and lost baggage
- Urgent telephone translation service
- Lost passports
- Embassy & Consulate information
- Emergency legal aid
- Urgent interpretation service
- Emergency travel assistance
- Global Medical Assistance
- Medical advice over the phone
- Arrangements for urgent medical transfer
- Introduction and recommendation of medical institutions
- Arrangements for repatriation of remains
- Follow-up observation on medical conditions during hospitalization
- Arrangements for visiting relatives and friends
- Guarantee and/or disbursements of medical expenses
- Arrangements for repatriation of minor children
- Medical translation service
- Arrangements for accommodation of relatives
- Arrangements for the delivery of essential drugs and medical supplies
- Emergency Card Replacement
- In emergency situation. Example: lost or theft of card
- Insurance
- In the event of an accident or loss of property, having the right insurance gives you peace of mind and reduces financial loss
- Travel Accident
- Lost Card Protection
- In the event of an accident or loss of property, having the right insurance gives you peace of mind and reduces financial loss
- Emergency Cash Service Mauritius 802-044-0080
- UnionPay Emergency Cash Service of up to USD 5,000
- Service Hotline
- The UnionPay Hotline service allows cardholders to use their UnionPay cards safely and easily when travelling overseas.
VIP Airport Service
- Global Airport Lounge Service
- Sit back and relax. Enjoy VIP privileges in the lounges of many global airports.
Access to over 1000 VIP Lounges
6 free VIP Lounge access per card/year for both cardholders and their companions
· First-rate lounge facilities
· International newspapers, magazines and flight information
· Access to Internet
· Free drinks and snacks
· Access to mobile phone and laptop charging service
· A relaxing environment for you and your guests, customers and family
- Sit back and relax. Enjoy VIP privileges in the lounges of many global airports.
- Airport Limousine service
60 Major Asian Cities’ Limo Services
3 complimentary limo service per card/year
• Professional fleet management
• Exclusive chauffeur service
• Global Liability coverage
• 24 hour support
Exclusive Merchant Privileges with U Collection
The U Collection is a series of luxury global experiences handpicked for you
· Dinning Collection
· Shopping Collection
· Hotel Collection
· Lifestyle Collection
· Trip collection
Internet Service
"Designated Privileges in Major Asian Destinations when
Accessing Local Mobile Internet Networks."
Destination Offers
"Exclusive Offers including Attractions, Local Transportation,
Hotels, Shopping and Dining."
View the list of benefits http://themecard.unionpayintl.com/en/asiaprestige/
What is a credit card and how does it work?
A credit card works in the same way as cash but is a safer alternative. You can use the card in lieu of cash; the bank pays the merchant and in the middle of each month, you receive a statement of all your transactions made during that period and the minimum amount you have to pay.
Who can apply for the SBM UPI Asia Prestige Credit Card?
Eligibility starts from Rs 150,000 of net monthly salary of and more.
Can I apply for additional / supplementary credit cards?
Yes. Supplementary cards can be issued to immediate family members such as spouse and children. The expenditure limit will be shared between the primary and supplementary cardholder(s). However, the statement will list down the individual card expenditure.
How secure is a credit card?
SBM Credit Cards are chip-enabled which makes the card totally secure. In case of loss, all you need to do is call us immediately on our cards hotline (230) 202 1256, available on a 24/7 basis, or (230) 207 0111 between 08: 00 to 18: 00 on weekdays and we will cancel your card.
Do I need to open / hold an account with SBM to have an SBM UPI Asia Prestige Credit Card?
It is not mandatory to hold an account with SBM to apply for the SBM UPI Asia Prestige Credit Card.
Will the credit card cost me anything?
You will be charged an annual fee. Any other charges depends on your spending and repayment. If you repay within the interest-free period and if you don’t withdraw cash t no extra fees or charges will be applied. Please see our tariff guide for fees and charges.
Will the merchant charge me an additional fee for paying with my card?
No, the cost of an item is the same whether you pay by card or cash.
What is meant by the billing period and when is the payment due date?
Presently, the billing period for all your transactions starts from the 15th of the month until the 14th of the following month. The payment due date falls at the end of the month after the last billing date. All payments must be effected by the payment due date indicated on your bill. Overdue accounts are subject to late payment fees and finance charges.
What happens when I choose to pay less than the amount charged?
As an SBM credit cardholder, we provide you with flexibility to pay less than the total amount due on or before your due date ( A minimum of 5 % of your statement closing balance). However, if you pay less than the total amount due you will pay Finance Charge. The Finance Charge will be levied on your opening balance and on all new transactions posted to your credit card account within the statement period, accrued from date of transaction until the end of the statement period.
What is a finance charge and how is it calculated?
A finance charge is the interest charged to your card account when you do not pay the total amount due. As such you will be charged with interest (finance charge) if you only pay the minimum amount due or any amount between the total amount due and the minimum amount due, on or before the Payment Due Date. A finance charge is also levied on cash advance transactions from the date the cash advance is effected until it is fully paid irrespective of having chosen 100% repayment option.
What if I am not able to pay the minimum amount due by payment due date?
If you are unable to pay the minimum amount due by the payment due date, the current tafiffs and charges will be applied. Please refer to our tariff guide.
Can I use my credit card for online purchases?
Yes you can. While making online payment, please ensure that you enter the last three digits at the back of the card in the white box.
What if I pay in full the total amount due?
If you pay the total amount due on or before the payment due date, no finance charges will be applied to your credit card account. This, however, does not apply if you performed cash advance, where interest accrues as from day one of the transaction. Quasi cash transactions are considered as cash advance and will attract interest and cash advance fees. All forms of Betting are quasi cash transactions
What to do in case of loss or theft of my card?
Please immediately report the loss or theft of your credit card by calling our cards hotline on (230) 202 1256, available on a 24/7 basis, or call centre on (230) 207 0111 between 08hr00 to 18hr00 on weekdays.