At a glance
Designed exceptionally for well-established organisations, the Visa Business credit card provides added control and enhances the way you run your business. It reduces the need for cash and cheque books and provides purchasing convenience.
Adds an air of legitimacy
A business credit card is proof of the legitimacy of your company. Whether you are taking a client out on a business related outing, or making a general purchase, paying with a business card showcases that your company is well established and even enjoys a certain prestige.
Our chip-enabled cards provide you with the highest level of card payment security available. Furthermore, you can use our eSecure platform to safely effect purchases via the internet. SBM eSecure adds a new level of security to online shopping for SBM Visa & MasterCard Cardholders.
Business credit cards offer additional levels of protection to mitigate problems which may arise. Some of the protection features available to users are travel insurance, lost luggage insurance, emergency transport assistance amongst others.
Higher spending limits
Business cards offer a higher spending limit than standard credit cards. This allows companies to make larger purchases and gives business owners more room to carry a balance on the card.
Employee and company spending limits
It helps control expenditure. Businesses are able to set spending limits for the entire company, as well as for each individual employee. This is a great way to help you and your employees stay within a set budget. This allows business cardholders to control the company’s spending habits.
Eliminate need for cash and cheques
It reduces bureaucracy and costs and provides extra cash flow flexibility. A major advantage of owning a business credit card is that it eliminates the need for cash and cheques, especially, in situations such as business related travels. Businesses no longer have to give their employees cash advances. Instead, they can use business cards for their expenses, and all of their spending becomes far easier to track.
Build a positive credit history
Just like in your personal life, it is necessary to build good credit for your business to ensure its future growth. Through the proper use of a business card you will establish a good credit history. This will help your business as you move forward.
Manage your card account online
In addition to your monthly bank statements that are mailed to you, you can also monitor your account online by accessing SBM Net (Internet Banking). You can also effect payments online thus saving time which can be dedicated to your customers and business.
Interest free period & repayment options.
You can choose from different repayment options, with a minimum of 5%, to align to your company’s cash flow requirements. You can also enjoy a range of 15 days up to a maximum of 45 days interest free period on retail purchases if you choose to pay 100% of your balance due.
Benefit from Visa Business offers worldwide
Take advantage of many specially selected discounts and offers, when you pay with your Visa Business Credit Card. This set of exclusive offers has been selected with the needs of your business in mind and may translate into considerable savings. Offers range from business travel and service solutions, to IT and telecommunications.
- Chip-enabled Card
- SBM eSecure Internet platform for online shopping
- Features & Offers:
- Discounts at partner merchants across Mauritius
- Up to 45 days of interest-free credit on purchases
- Repayment option as from 5% up to 100%
- Multiple repayment modes: Automatic monthly repayment, branch counter and internet banking
- 24/7 assistance through SBM’s cards Hotline